le royaume-uni s'apprête à instaurer un cadre réglementaire pour les cryptomonnaies d'ici 2026, visant à encadrer ce secteur en pleine expansion et à garantir la sécurité des investisseurs. découvrez les enjeux et les implications de cette initiative.
Actualité

Le Royaume-Uni prévoit d’établir un cadre réglementaire pour les cryptomonnaies d’ici 2026

By Pierre Grifter , on novembre 29, 2024 , updated on novembre 29, 2024 — cadre réglementaire, cryptomonnaies, réglementation, Royaume-Uni - 4 minutes to read

EN BREF

  • The United Kingdom is establishing a regulatory framework for cryptocurrencies.
  • Objective: finalize measures by 2026.
  • The FCA will be responsible for market supervision.
  • Publication of working papers on market abuse is planned.
  • Legislation regarding stablecoins will come into effect in early 2025.
  • About 12% of British adults own cryptocurrencies.
  • The framework aims to protect consumers in a rapidly growing sector.
  • The initiative is a response to the European regulation MiCA.

The United Kingdom is preparing to provide significant support to its cryptocurrency sector by implementing a regulatory framework by 2026. In the face of a rapidly expanding market and the increasing adoption of digital assets, the Financial Conduct Authority (FCA) is committed to establishing clear rules to protect consumers and ensure investment security. This initiative, which is in line with the international context where regulation becomes a necessity, aims to regulate not only traditional cryptocurrencies but also stablecoins, in order to create a competitive and stable environment.

The United Kingdom, facing the rapid rise of cryptocurrencies, announces the establishment of a specific regulatory framework planned for 2026. This initiative comes from the Financial Conduct Authority (FCA), which aspires to increased supervision to protect consumers and regulate a still poorly regulated market. In a context where nearly 12% of the adult British population owns cryptocurrencies, the FCA emphasizes the urgency of establishing clear rules regarding digital assets.

Regulation eagerly awaited for the rapidly expanding sector

The cryptocurrency market is experiencing rapid growth, prompting the FCA to adopt a proactive approach. Currently, most cryptocurrencies in the United Kingdom are considered unregulated, exposing investors to significant risks in the event of market fluctuations or illicit activity. The regulator plans to publish a series of working papers aimed at shedding light on market abuses, prior to the final rules coming into effect in 2026.

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A framework for stablecoins set for 2025

Among the key measures of this roadmap, the implementation of dedicated legislation for stablecoins is planned for early 2025. These cryptocurrencies, which seek to maintain a stable value, are deemed crucial for ensuring user trust and market stability. Regulation around stablecoins will be a key element in establishing clear standards for transactions and ensuring greater security for investors.

Necessary consumer protection

The FCA highlights the need for consumer protection in the field of cryptocurrencies. Currently, in the event of a problem or fraud, it is unlikely that investors are protected, which could lead to substantial financial losses. This underscores the importance of a regulatory framework that guarantees investment security while maintaining the competitiveness of the UK market.

Alignment with European regulations

This UK movement unfolds against a backdrop where the European Union is also introducing regulations on crypto-asset markets. The regulation known as MiCA aims to establish common standards, including mandatory licensing for service providers. The UK, by developing its own framework, seeks to ensure it does not fall behind global developments and to ensure that the UK cryptocurrency market remains robust and dynamic.

A response to growing market concerns

The UK regulatory response, in line with growing concerns regarding the volatility of cryptocurrencies, is also reinforced by recent political developments. The election of Donald Trump, a fervent supporter of cryptocurrencies, could drive further investments and regulations in the field, thereby stimulating a conducive environment for innovation while ensuring the security of business partners.

discover how the united kingdom is preparing to implement a regulatory framework for cryptocurrencies by 2026, aiming to secure the market and protect investors while promoting innovation in the financial sector.

Regulatory framework for cryptocurrencies in the UK

Clear Elements Details
Subject Regulation of cryptocurrencies and stablecoins
Deadline Completion expected by 2026
Supervision Instituted by the FCA (Financial Conduct Authority)
Target audience About 7 million British adults already users
Risks High in the absence of regulation.
European context Alignment with the MiCA regulation of the EU
Proposed solutions New working papers on market abuse

Regulatory Framework in the UK for Cryptocurrencies

  • Deadline: 2026
  • Body in charge: Financial Conduct Authority (FCA)
  • Objective: Ensure the safety of the cryptocurrency sector
  • Next steps: Publication of working papers in 2025
  • Concerned: Stablecoins and other cryptocurrencies
  • Usage estimate: 12% of British adults own cryptocurrencies
  • Current issue: High risks and low consumer protection
  • Inspiration: EU regulation on crypto-assets (MiCA)
  • Expected impact: Stabilization and competitiveness of the UK market
  • Context: Rapid growth of the sector and increases in cryptocurrency values